Terms of Service

Last updated: August 22, 2026

These terms cover your use of Ask Mr. JM and anything you buy here. They are a contract between you and Ask Mr. JM (“we”, “us”). By buying or downloading, you agree to them. If you do not agree, do not buy.

1. What we sell

Digital products. Written guides, prompt packs, templates and similar files, delivered as a download or a link after payment. Nothing physical ships. There is no ongoing subscription unless a product page says so in plain words on that page.

2. What you may do with what you buy

When you buy a product you get a personal, non exclusive, non transferable licence to use it for yourself and inside your own business, for as long as you like. That includes using the ideas, running the prompts, adapting a template for your own work, and making money with it.

What the licence does not allow: reselling the file, giving it away, publishing it anywhere others can download it, putting it inside a course or membership you charge for, or removing our name and presenting the work as your own. One purchase covers one person or one business, not a team licence for redistribution.

3. Payment

Prices are in US dollars and are shown before you pay. Payment is handled by our payment processor. We never see or store your full card number. Your card statement will show a charge from Ask Mr. JM or from our processor on our behalf. You are responsible for any tax that applies where you live.

4. Delivery

Delivery is immediate and automatic. You get a download link on the confirmation screen and by email to the address you paid with. If nothing arrives, check the spam folder first, then contact us and we will resend it. A missing download is always fixed, and it is never treated as a refund question.

5. Refunds

These are digital files delivered to you immediately. Once a product has been sent, it cannot be returned, so purchases are final. Please read the product page and check it is what you need before you buy.

That is not the whole story, and this part is not a concession. If a product will not download, arrives corrupted, is not what the product page described, or you were charged twice, we fix it or refund it. Email us and it gets sorted. A problem with the product is always our problem.

6. Acceptable use

Do not attempt to break into, overload, scrape wholesale, or interfere with the site or anyone else's use of it. Do not use anything bought here to build something illegal, deceptive, or designed to harm people. We may cancel access for a serious breach of this section.

7. Earnings disclaimer, and it matters

We do not guarantee results. Nothing on this site is a promise of income, revenue, leads, rankings, or any other outcome. The products describe methods that have worked in a real business; whether they work in yours depends on your market, your effort, your timing, and a hundred things outside our control.

Any figure, example, or case study anywhere on this site is exactly that, an example. It is not typical, not average, and not a projection of what you will make. If you see a number, treat it as one person's result and nothing more.

Nothing here is legal, tax, accounting, financial, or professional advice. For advice about your own situation, speak to a professional who can look at your specific facts.

8. Our content

The products, the site, the copy and the images are ours or licensed to us, and remain ours. Buying a product does not transfer ownership of it, only the licence in section 2.

9. Availability

We aim to keep the site up and the downloads working, and we watch it automatically, but we do not promise uninterrupted service. We may change, withdraw, or reprice products at any time. A change in price never affects something you have already bought.

10. Limitation of liability

To the fullest extent the law allows, our total liability to you for any claim connected to these terms or anything you bought is limited to the amount you actually paid us for the product the claim is about. We are not liable for lost profits, lost revenue, lost data, or indirect or consequential losses. Nothing here limits liability that cannot legally be limited.

11. Changes to these terms

We may update these terms. The date at the top shows when they last changed. A change applies to purchases made after it is posted, never retroactively to something you already bought.

12. Governing law

These terms are governed by the laws of the State of Texas, United States, and the courts there have jurisdiction.

13. Contact

Questions about these terms, an order, or a download: receipts@guides.askmrjm.com, or through the contact page.